Great tool to organize your Family’s Finances

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Getting your finances on track can be a bit of a challenge, but once you have created a budget it becomes a lot easier. Obviously, the biggest obstacle in creating a budget is the “excuses part” (I’ll do it tomorrow, next month, when I get my next ban statement and on and on). Second, budgets SHOULD NOT be complicated, if they are you will not use them. Third, you must set time aside to work on your budget, no this does not have to be hours but if set aside 15 minutes every week you will learn a lot about your finances and get a “real snapshot view.”

Creating a budget shouldn’t be costly, so I am recommending Andrea’s budget from Simple Organized Living (it’s the one you see in the photo above- you will need Excel to download it)